GEO TRACKER FUSE PROBLEM

1996 Geo Tracker • 96,000 miles

Just bought used tracker. Started and ran good. Next morning it won't start at all. Nothing. Not even lights. At first I thought I did not push in clutch but nothing. I just towed it home so wondering if that did something.
manual trans - had it in 2nd
4wd had it in nutreal
key switch to ACC

I have checked the fuses under left knee panel and they are all good. I know it is somehting stupid and simple.